Critical Illness Insurance

No more worries during your recovery!

Strong coverage to take care of you unconditionally

No one is immune to serious illnesses, and as a professional you know this better than anyone. But did you know that special coverage exists to prepare you for this? Our critical illness insurance provides for the payment of a lump sum benefit which, in the event of a serious medical setback, will enable you to meet your needs and those of your loved ones, including all the financial needs related to your recovery. Live worry-free during your recovery!

The best part? By including a premium refund clause, this coverage becomes a financial asset.

You wish to find out more? Ask us for advice.

Speak with an advisor

Do you want to be fully protected? Here are the options available to you:

Basic coverage

A lump sum is paid after a diagnosis of one of the illnesses covered by the insurance plan. The insured must survive a certain number of days according to the diagnosis to be eligible.

Illnesses covered

The illnesses provided for in the insurance contracts can vary between 3 and 30 illnesses, depending on the insurer. That said, three of them — strokes, heart attacks and cancer — account for more than 80% of claims.

Premium refund

Several options are available in the insurance contracts we offer. These can be a refund in the event of death or contract cancellation. Please note that a refund of premium is generally possible if the policyholder has not made any claims.

Q&A: How this coverage works

Did you know that...

Illnesses included in insurance contracts can vary between 3 and 30 illnesses depending on the insurer.

However, three of them account for more than 80% of claims, i.e. stroke, heart attack and cancer.

Calculate your needs

Use our handy tool to calculate the amount of critical illness insurance you need.

SOGEMEC Calculator


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Did you know that your Service Corporation is a shareholder of Sogemec Assurances?

"We are proud to be able to offer our colleagues a complete range of insurance. The products offered by Sogemec Assurances are quality products and adapted to your professional reality and its evolution."

— Me Pascal Ouellet, notary
President — Corporation de service des notaires du Québec