Business Expense Insurance

We take care of your future

Office overhead expense insurance helps protect your business while you manage any health issues!

Business expense or office overhead insurance is an important coverage that will help you pay your fixed costs according to the insured amount and the indemnity period you have chosen. From your employees’ salaries to your rent, electricity bills and more, avoid the negative impacts of an illness or injury that could prevent you from working for a few months. That way, you can take care of your recovery worry-free!

Did you know that business expense or office overhead insurance premiums are tax-deductible business expenses?

Choose this type of coverage to protect your future and your employees in every way:

  • Employee salaries
  • Rent
  • Public services and utilities
  • Professional membership fees
  • Equipment depreciation
  • And more!

You wish to find out more? Ask us for advice.

Speak with an advisor

Are you a business owner? Have you thought about protecting yourself in case of civil liability, fire or theft? Click here to find out more.

Did you know that...

Overhead expense insurance is recommended for any business professional or manager, especially if fixed operating costs are paid from your owner income. It is used to pay the salaries of quality employees you wish to retain as well as to cover your fixed costs in the event of disability, such as rent, utilities, property taxes, etc. It's essential coverage to ensure the survival of your business!

Calculate your needs

Use our handy tool to calculate the amount you need.

SOGEMEC Calculator


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Did you know that your Service Corporation is a shareholder of Sogemec Assurances?

"Dear colleagues, our alliance with Sogemec ensures that you have access to an honest, reliable and committed team that will offer you the right insurance solutions for the right reasons."

— Michel Gaudreau, notary
President — Corporation de service des notaires du Québec