Disability Insurance

Secure your income, no matter what happens.

As a notary, you are well aware that no one is immune to illness or injury. Having the right disability insurance to protect you can make all the difference.

You already insure your home, vehicles and other valuables, so why not protect your income? When a health problem prevents you from working and you lose your income overnight, it is important to be able to rely on disability insurance designed specifically to cover all your needs. Disability insurance provides you with a monthly indemnity that is tax-free if you personally pay for your insurance plan. This valuable payment replaces your income and pays for your expenses. Now that is peace of mind!

Did you know that you should review your insurance coverage at every major stage of your life, so that it continues to match your current and future life goals? For example, your insurance coverage could be enough to cover the mortgage on your first home, in the event of a disaster. But if you decide to have a child, or two, or three, will it be enough to support them, pay for their education, etc.? What if you lose your source of income due to illness, accident or death? You should think about that.

The right advisor for the right coverage

That’s why, when you subscribe, it’s best to deal with an advisor who will be able to guide you and recommend the best product for you to ensure your peace of mind in the event of disability.

The advisors at Sogemec Assurances are specialized and work closely with professionals like you to guide your choices. They have access to all the options available on the market, whether it’s through your exclusive association plan or various individual insurance products. What’s more, they are not tied to any financial institution. They work only for you with total objectivity and integrity.

You wish to find out more? Ask us for advice.

Speak with an advisor

Q&A: How do I identify the best option?

Choice of included or elective options

Disability insurance plans have options that are sometimes included and sometimes optional, but the main ones are:

Indexation: The rate of adjustment of all coverage according to the increase in the cost of living. This option is especially important for young professionals.

Usual occupation: An option that requires the insurer to pay you the full amount if you cannot return to your main pre-disability duties, even if you’re able to practise another profession.

Annual increase options: An option of certain products that enables you to adjust your future coverage without having to undergo new medical tests. It is available during the same window each year.

Other options may also be added depending on the product and the insurer. Because all notaries have different personal and professional realities, choosing the right coverage with the right options for you is essential.

Did you know that...

A host of factors influence the amount of life insurance your loved ones will need, such as:

  • How many years of income need to be replaced.
  • Your financial commitments such as debts, mortgages, taxes and others.
  • Your assets, including your savings, etc.

When there is a shortfall between your assets, your financial commitments and the needs of your dependents following a death, you should take out life insurance to cover the difference!

Calculate your needs

Use our handy tool to calculate the amount of disability insurance you need.

SOGEMEC Calculator


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Did you know that your Service Corporation is a shareholder of Sogemec Assurances?

"Dear colleagues, our alliance with Sogemec ensures that you have access to an honest, reliable and committed team that will offer you the right insurance solutions for the right reasons."

— Gaston Leblanc jr, notary
President — Corporation de service des notaires du Québec

Thanksgiving Day holiday
For the Thanksgiving Day, we inform you that our offices will be closed on Monday, October 14, 2024.