Home Insurance

Benefit from enhanced coverage at an exclusive rate

“THE” reference in terms of home insurance, Sogemec Assurances gives you access to superior quality products and services at exclusive rates thanks to the strength and purchasing power of your Service Corporation. Our plan offers comprehensive insurance to which you can add optional coverage that meets your specific needs.

Optional coverages: the choice is yours!

Water damage:
In addition to the basic coverage, get an insurance rider that covers ground water damage, such as:

  • Sewer backup
  • Penetration or infiltration of natural water through foundations, walls or basement openings

Earthquake:
Covers damage caused by ground movements that may occur during an earthquake.

You wish to find out more? Ask us for advice.

1 866 350-8282

Please note that the plan offered by Sogemec Assurances is underwritten by The Personal Insurance Company. Certain conditions, exclusions and limitations may apply to the aforementioned offers. The terms and conditions relating to the coverages described are specified in the insurance contract, which prevails at all times.

Benefits reserved for our policyholders!

As a member of the CNQ, you benefit from the following telephone assistance services

Q&A: Identity theft assistance

How does it work?

This service is offered to customers who have home insurance with The Personal. Certain conditions, exclusions and limitations may apply.

Identity Theft Assistance is confidential. This is an aid service and does not cover financial losses. If you are a victim or believe you are a victim of identity theft, you can call our team of professionals day and night, including access to a notary and a psychologist, to:

  • Get advice on how to prevent identity theft
  • Answer your questions about identity theft
  • Get help to restore your identity

The Personal means The Personal Insurance Inc.

How to call identity theft assistance?

If you have home insurance with us, just call 1-877-870-4973. Simply have your insurance contract number on hand when you call.

What are the business hours?

Identity theft attorneys are available Monday through Friday from 9 a.m. to 8 p.m. and Saturday from 9 a.m. to 5 p.m., excluding holidays. Outside of these hours, The Personal’s assistance services caseworkers ensure that the basic steps are known and understood before the notary calls back. The services of a psychologist are limited to a free one-hour telephone consultation to help you manage the stress that identity theft can cause. It must be used within one year of opening your file.

In which situations can I use this service?

  • Your passport has been stolen and you want to know how to protect yourself against its fraudulent use.
  • Your social insurance card has gone missing after a recent move, and you want to check that no credit application has been made on your behalf.
  • Your wallet has been lost and you are wondering where to start to get new papers.

Q&A: Legal aid

Who’s entitled to legal aid?

This service is offered to customers who have home insurance with Sogemec Assurances/The Personal. Certain conditions, exclusions and limitations may apply. Note that the terms and conditions relating to the coverage described are specified in the insurance contract, which prevails at all times.

The Personal means The Personal Insurance Inc

How does this service work?

  • You can call a notary from our legal aid service toll-free and without time limits at 1-888-875-7540.
  • All calls are confidential.
  • Simply have your home insurance policy number handy when you call.

What are the business hours?

Monday to Friday from 9 a.m. to 8 p.m. and Saturday from 9 a.m. to 5 p.m.

When should you use this service?

Legal aid could be useful to you in this type of situation:

  • You are renting a new vehicle and want to end your rental contract, but first you want to know the legal consequences.
  • You are in conflict with your neighbour and want to know your rights.

Can legal aid assist me following a crime?

All areas of law are covered, except criminal law and tax law. Examples of topics that can be covered:

  • Family
  • Labour
  • Real estate
  • Contracts
  • Estate
  • Civil court hearings

Did you know that...

The Home insurance offered to notaries includes several telephone assistance services, in case of identity theft for example. You can even call the legal aid service if you want to know the consequences before cancelling a contract or when dealing with a dispute. In other words, your home insurance can help you deal with a host of civil law issues.


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Did you know that your Service Corporation is a shareholder of Sogemec Assurances?

"Dear colleagues, our alliance with Sogemec ensures that you have access to an honest, reliable and committed team that will offer you the right insurance solutions for the right reasons."

— Michel Gaudreau, notary
President — Corporation de service des notaires du Québec