Automobile Insurance

Take to the road with total assurance

Drive with peace of mind and protections that fit your lifestyle

In addition to a full range of personal insurance products, your Federation in partnership with Sogemec Assurances offers you comprehensive and competitive automobile insurance. The strength of your group enables you to benefit from superior products and services at exclusive rates.

Some of our reassuring coverages:

Replacement cost – Protect your new vehicle against depreciation
Worry-Free Option® – This package provides the following coverage:

  • If you rent a car
    Up to $100,000 for damage to unowned vehicles
  • If your car is stolen or is off the road following an accident
    – Up to $3,000 for travel costs
    – Up to $,1500 for additional expenses if the loss occurs during a trip
  • If your car is a total loss or is damaged in a hit-and-run
    No deductible

Umbrella policy – Provides additional liability insurance for losses that occur anywhere in the world

You wish to find out more? Ask us for advice

1 866 350-8282

Please note that the plan offered by Sogemec Assurances is underwritten by The Personal Insurance Company. Certain conditions, exclusions and limitations may apply to the aforementioned offers. The terms and conditions relating to the coverages described are specified in the insurance contract, which prevails at all times.

Worry-Free OptionTM is a registered trademark of a company affiliated with The Personal Insurance Company.

Did you know that...

Sogemec offers doctor-exclusive protections when you rent cars while travelling in the South or in Europe. Take advantage of the Umbrella Protection when you also insure your home with us!


You own a practice or clinic?

Have you thought about protecting yourself in case of liability, fire or theft? Click here to learn more.


Did you know that your Federation is a shareholder of Sogemec Assurances?

«The Fédération's decision to become a shareholder in Sogemec Assurances stems from its desire to offer competitive, high-quality insurance products that are particularly well adapted to the realities of family doctors and their families. Our members will benefit from cutting-edge products and services, created for doctors and by doctors.»

Dr Marc-André Amyot

— Dr Marc-André Amyot
President of FMOQ

St-Jean-Baptiste holiday
For the St-Jean-Baptiste holiday, we inform you that our offices will be closed on Monday, June 24, 2024.