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Archives: Dentistes
Privacy policy
Sogemec Assurances undertakes to respect your privacy. Protecting your privacy and maintaining the confidentiality of your personal information is important to us.
This policy describes how Sogemec Assurances collects, uses, communicates and protects your personal information. Our practices with respect to your personal information comply with the Loi sur la Protection des renseignements personnels dans le secteur privé du Québec as well as other applicable laws and regulations. This policy does not apply to information that does not constitute “personal information” within the meaning of applicable privacy laws.
Liability
Sogemec Assurances is responsible for the protection and security of the personal information in its possession. All of our employees are required to protect the confidentiality of the personal information to which they have access and have signed a commitment, upon hire, which prohibits the disclosure of client information to unauthorized persons.
Person responsible for the privacy policy and protection of personal information
Sogemec Assurances inc.
Chantal Aubin, President and Chief Executive Officer
2, Complexe Desjardins
East Tower, 20th floor
P.O. Box 217 Desjardins Station
Montréal (Québec) H5B 1G9
514-350-5070
c.aubin@sogemec.com
Collection of personal information
The personal information we collect about you is used to establish your identity and to prevent or detect fraud. We only collect the information necessary for the purpose of managing the file to the extent permitted by law.
As soon as you access the Sogemec Assurances website, as is the procedure for most websites, certain information that does not allow you to be personally identified is collected automatically. This includes, in particular, the country from which you access the site, the domain name and the IP address with which you access the site, as well as the type of browser and the operating system you use. Sogemec Assurances uses this information strictly for statistical purposes to analyze traffic to its website and to enable it to improve the visitor experience.
Cookies
Sogemec Assurances may use “cookies” to measure traffic to its site and to personalize your future use. This harmless technology is widespread on the Internet. It can in no way transmit computer viruses to your computer or allow you to be identified. You can refuse cookies at any time by simply modifying your browser’s configuration. If you refuse cookies, you will still have access to the site, but your navigation may be affected and you may not be able to take advantage of certain services if your acceptance is required.
Consent
Sogemec Assurances is required to obtain your consent before disclosing personal information about you. Under no circumstances do we sell or share personal information with other companies. However, we share your information with our partners for the purposes of administration, underwriting and acceptance of your insurance application.
Accessibility
You can access the personal information we have in your file upon request. You may consult and, if necessary, modify your file at any time by contacting us.
Accuracy of information
We make every effort to maintain the accuracy of your personal information and to ensure that it is complete and up-to-date. We generally rely on you to keep the information up-to-date, for example by providing us with your new address when you move, and other contact details. If you find any errors in our information or if information about you changes, you must notify us immediately so that we can make the necessary modifications. Just contact us at 514-350-5070 or 1-800-361-5303, or by email at information@sogemec.com
Security measures
We use appropriate security measures to protect your personal information from misuse or dissemination.
Legal notices
Please read the Terms and Conditions of Access and Use of the Sogemec Assurances website before browsing it. Accessing this site and browsing it constitutes that you agree and accept the Terms and Conditions related to its use. Otherwise, please stop visiting this site.
Accuracy of information
Sogemec Assurances undertakes to provide accurate and quality information. However, the information contained on this site is presented for informational purposes only. In the event of discrepancies between Sogemec Assurances’ policies and the information contained in this site, the Sogemec Assurances’ policies prevail. Sogemec Assurances reserves the right to modify the information on the site at any time and without notice.
Reproduction and references
It is prohibited to sell, distribute, publish, display, modify, copy, reproduce or reuse the content of this site in any way, including without limitation the text, images or any other document without having obtained the Sogemec Assurances’ written permission. It is also forbidden to create hyperlinks to this site or to use this site in any way whatsoever without having obtained Sogemec Assurances’ prior written consent.
Copyright
The content of this site is protected by copyright laws and may not be used for commercial purposes without Sogemec Assurances’ written permission. Without limiting the foregoing, images or locations displayed on this site are the property of, or are used with permission by, Sogemec Assurances. The use of these images by another party is prohibited unless they have previously paid the copyright.
Limitation of liability
Sogemec Assurances does not in any way guarantee that the information or material consulted directly on the site or through the suggested links will be without interruption, error, imperfection, virus or any other dangerous component, or that if such problems were discovered, that they would be corrected.
Modification of the website’s terms of browsing
Sogemec Assurances may, at any time, change the terms relating to the browsing of its website, by updating this text. The user of the website is responsible for consulting this agreement in order to be aware of recent updates. Sogemec Assurances may, at its discretion, modify, suspend, cease or restrict the use of any portion of its site at any time without notice or without liability.
Jurisdiction
This agreement is governed in all respects by the laws in force in the province of Quebec. Any dispute relating to its interpretation, application or execution must be settled by the competent courts residing in the province of Quebec.
Commercial Insurance
Your dental clinic isn’t just a workplace. It’s your life’s work. Protect your long-term success with business insurance products specifically designed to help you face the unexpected. If your clinic is damaged by a fire, a theft or any other covered loss or incident, what personalized coverage do you have to help you out?
Enjoy peace of mind with business insurance created specifically for you.
We take care of your business
At Sogemec Assurances, we understand the unique challenges faced by dental clinics, from ensuring the integrity of your high-precision tools and equipment to managing your highly sensitive clinic data. That’s why our business coverage is designed with you in mind. It covers your property, your income and even your cybersecurity risks, meaning you can focus on what matters most: your patients and the quality of their care.
Our exclusive insurance for healthcare professionals includes:
- Professional liability coverage for the support staff at your dental clinic
- Coverage for your dental restorations
- Blanket coverage extension: Up to $100,000 per covered loss, if the amount of any extended coverage is not enough to fully compensate you for damages.
- Emergency expenses: Up to $25,000 per loss. Your coverage is extended to include emergency fees, including overtime incurred as the result of a covered loss.
- Valuable papers: $50,000 base coverage (more upon request).
- Portable equipment: $25,000 (no limit per item).
- All-risk insurance with replacement cost coverage for your belongings, buildings and equipment.
- Actual loss of income if your business is interrupted by a covered loss.
- CyberSuite Plus (optional): Includes coverage in case of computer attack, cyber extortion, fraud related to misappropriated payments, IT fraud and fraud related to telecommunications and compromised or leaked data. This is a major issue for professionals dealing with clinical records and confidential information.
Want to learn more? We’re happy to help if you need some advice.
Legal notes
This plan is offered by Sogemec Assurances and is underwritten by The Personal General Insurance Inc. The information on this page is provided for information purposes only. Full details about coverage and exclusions can be found in the insurance policy, which always takes precedence. Certain conditions, exclusions and limitations may apply.
Home Insurance
“THE” reference in terms of home insurance, Sogemec Assurances gives you access to superior quality products and services at exclusive rates thanks to the strength and purchasing power of your Association. Our plan offers comprehensive insurance to which you can add optional coverage that meets your specific needs.
Sogemec Privilege Plan:
This plan offers increased insurance coverage amounts for certain coverages, such as:
- $15,000 for jewellery
- $10,000 for bicycles, accessories and equipment
- $100,000 for work of art, collection and gold or silver items
Your plan also includes the Enhanced Value Protection which provides other coverages, such as:
- The cost to repair or replace your personal property, with no obligation to do so.
- The cost of reconstruction with no obligation to rebuild.
- The coverage period for additional living expenses and loss of rental value has increased to 45 consecutive days per occurrence.
And much more!
Water damage:
In addition to the basic coverage, get an insurance endorsement that covers ground water damage, such as:
- Sewer backup
- Penetration or infiltration of natural water through foundations, walls or basement openings
Earthquake:
Covers damage caused by ground movements that may occur during an earthquake.
Umbrella insurance:
In the event of a disaster occurring anywhere in the world, the Umbrella liability insurance completes your coverage by expanding the scope of civil liability.
Contact us for professional advice.
Please note that the plan offered by Sogemec Assurances is underwritten by The Personal Insurance Company. Certain conditions, exclusions and limitations may apply to the aforementioned offers. The terms and conditions relating to the coverages described are specified in the insurance contract, which prevails at all times.
Benefits reserved for our policyholders!
As a member of the ACDQ, you benefit from the following telephone assistance services:
Automobile Insurance
In addition to a full range of personal insurance products, your Association in partnership with Sogemec Assurances offers you comprehensive and competitive automobile insurance. The strength of your group enables you to benefit from superior products and services at exclusive rates.
Some of our reassuring coverages:
Replacement cost – Protect your new vehicle against depreciation
Worry-Free Option® – This package provides the following coverage:
- If you rent a car
Up to $100,000 for damage to unowned vehicles - If your car is stolen or is off the road following an accident
– Up to $1,500 for travel costs
– Up to $750 for additional expenses if the loss occurs during a trip - If your car is a total loss or is damaged in a hit-and-run
No deductible
Umbrella policy – Provides additional liability insurance for losses that occur anywhere in the world
Interested in learning more? Ask us for advice.
Please note that the plan offered by Sogemec Assurances is underwritten by The Personal Insurance Company. Certain conditions, exclusions and limitations may apply to the aforementioned offers. The terms and conditions relating to the coverages described are specified in the insurance contract, which prevails at all times.
Worry-Free OptionTM is a registered trademark of a company affiliated with The Personal Insurance Company.
Dentiste Insurance
The assurance of great expertise
You’re a busy professional pressed for time, and we understand that. Relying on Sogemec Assurances’ experts means benefiting from quick and easy handling of your insurance needs. Our advisors can give you access to the best products on the market and take care of everything for you.
Sogemec Assurances is a subsidiary of the Association des chirurgiens dentistes du Québec, and one of the largest consulting firms specializing in group insurance and financial services serving more than 12,000 professionals. We offer you an insurance plan recognized by your profession and designed exclusively for you. By relying on us, you are also helping to strengthen the strength and purchasing power of a group to which you already belong. This is doubly profitable!
With Sogemec Assurances, meet all your needs by doing business with a firm specializing in financial security. It’s your turn for a professional consultation? Ask us for advice.
Live and work with confidence
We serve and support dentists like you, and we offer all the insurance coverage a career professional is looking for, including life, disability, medical and dental care, auto, home, business and more! Take advantage of our exclusive products and rates negotiated with the best insurers, supported by expert advice so that you may make the best decisions for yourself, your practice and your family.
Do you need personal insurance?
Our advisors can also suggest individual insurance products offered by all insurers on the market. Find out more!
