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Commercial Insurance
Insure the longevity of your clinic
Commercial insurance protects your clinic in the event of a disaster, theft, fire, water damage and more.
Your dental clinic isn’t just a workplace. It’s your life’s work. Protect your long-term success with business insurance products specifically designed to help you face the unexpected. If your clinic is damaged by a fire, a theft or any other covered loss or incident, what personalized coverage do you have to help you out?
Enjoy peace of mind with business insurance created specifically for you.
We take care of your business
At Sogemec Assurances, we understand the unique challenges faced by dental clinics, from ensuring the integrity of your high-precision tools and equipment to managing your highly sensitive clinic data. That’s why our business coverage is designed with you in mind. It covers your property, your income and even your cybersecurity risks, meaning you can focus on what matters most: your patients and the quality of their care.
Our exclusive insurance for healthcare professionals includes:
- Professional liability coverage for the support staff at your dental clinic
- Coverage for your dental restorations
- Blanket coverage extension: Up to $100,000 per covered loss, if the amount of any extended coverage is not enough to fully compensate you for damages.
- Emergency expenses: Up to $25,000 per loss. Your coverage is extended to include emergency fees, including overtime incurred as the result of a covered loss.
- Valuable papers: $50,000 base coverage (more upon request).
- Portable equipment: $25,000 (no limit per item).
- All-risk insurance with replacement cost coverage for your belongings, buildings and equipment.
- Actual loss of income if your business is interrupted by a covered loss.
- CyberSuite Plus (optional): Includes coverage in case of computer attack, cyber extortion, fraud related to misappropriated payments, IT fraud and fraud related to telecommunications and compromised or leaked data. This is a major issue for professionals dealing with clinical records and confidential information.
Want to learn more? We’re happy to help if you need some advice.
Legal notes
This plan is offered by Sogemec Assurances and is underwritten by The Personal General Insurance Inc. The information on this page is provided for information purposes only. Full details about coverage and exclusions can be found in the insurance policy, which always takes precedence. Certain conditions, exclusions and limitations may apply.
Don't wait! Protect your dental clinic from the growing cybercrime threat with bulletproof protections. Learn more.
Did you know that your association is a shareholder of Sogemec Assurances?
“As a new shareholder of Sogemec, the ACDQ is proud to enable its members to join a strong and prosperous organization, committed to developing high-quality services for the benefit of the 30,000 professionals it represents. This collective strength will give you access to comprehensive, advantageous, and evolving insurance solutions designed to meet your needs—and those of your family.”
— Dr. Marie-Claude Desjardins, President of the ACDQ