Speak to an advisor

Your best reference: a trustworthy team

Having been specifically mandated by your profession, Sogemec’s team of consultants acts in your best interests, with complete integrity.

Our expert partners are not a team with a sales objective within a sales organization, they see you as a professional with a demanding lifestyle, deserving of the best protections available!

For auto and home insurance, contact :

1 866 350 8282

For your Drug, Health & Travel insurance, contact our customer service at :

1 800 361-5303

Life insurance needs analysis

Not sure which coverage is right for you and your loved ones? Do the math! Don’t worry, no information will be transmitted via our site.

 

Analysis of your disability insurance needs

Not sure how much disability insurance you will need to meet the needs of you and your family? Do the math! Don’t worry, no information will be transmitted via our site.

Critical illness insurance needs analysis

Not sure how much critical illness insurance you’ll need to cover yourself and your family? Do the math! Don’t worry, no information will be transmitted via our site.

 

Team

Your best reference: a trustworthy team

Since Sogemec Assurances is the partner of choice for many Quebec professional groups, our team of financial security advisors has developed unique expertise in the field of association insurance. Unrelated to financial institutions, they act in the sole interest of professionals who trust us to create, negotiate and offer the best possible coverage.

Their watchword? Integrity. The most reassuring? They are always one phone call away with the personalized solution you are looking for.

Management

Executive

Dr. Vincent Oliva, President

Dr. Isabelle Girard, Vice President

Pierre Phénix, Treasurer

Gaston Leblanc jr, Secretary

Andrée Charest, Administrator

Other administrators

Dr. Michel Carrier

Dr. Suzie Lévesque

Dr. Jean Simard

Contacts

A dedicated team always close to you

For an online request for information or an appointment,
please click here to use online form.

CLAIM SERVICES CAR OR HOME
 
1 866 350-8282
Option #2

MONTRÉAL

2, Complexe Desjardins
Tour de l’est, 20th Floor
C.P. 217 Succ. Desjardins
Montréal (Québec) H5B 1G9

Phone: (514) 350-5070
Fax: (514) 350-5071

QUÉBEC

Place de la Cité – Tour de la Cité
2600, boulevard Laurier, bureau 800,
8th floor
Québec (Québec) G1V 4W2

Phone: (418) 990-3946
Fax: (418) 647-3754

SHERBROOKE

1910, rue King Ouest
Suite 310
Sherbrooke (Québec) J1J 2E2

Phone: (819) 820-2213
Fax: (819) 820-2215

About us

Welcome to the world of Sogemec Assurances

Specialized in association insurance since 1978, Sogemec Assurances is a financial services consulting firm whose mission is to design personalized products of superior quality, negotiated and offered at exclusive rates in order to meet the specific needs of current and future professionals.

Already firmly established with professional associations, we work tirelessly with professionalism and integrity to remain “THE” benchmark in insurance and financial services dedicated to career professionals, associations and academics of today and tomorrow.

Our history

A consulting powerhouse serving the largest associations for more than 40 years, Sogemec Assurances is a subsidiary of the Fédération des médecins spécialistes du Québec (FMSQ) with the Fédération des médecins omnipraticiens du Québec (FMOQ) and the Corporation des notaires du Québec as shareholders. It was created in 1978 and incorporated in 1986, following amendments to the Insurance Act.

From the beginning, Sogemec has been involved in the field of personal and property insurance, thus responding to an ever-increasing demand from FMSQ members. The very name of Sogemec Assurances is inspired by these origins that make us proud:

 

SO (Société/Society) GE (Gestion/Management) MEC (Médecin/Medecine)

 

Our clients and our partners

Our network of partners and affiliated companies testifies to our dynamism and our unequalled know-how. With several professional associations grouped under one roof, we enjoy unparalleled bargaining power that allows us to design and manage tailor-made products and services for our clients.

Through this unique network in Quebec, Sogemec Assurances financial security advisors can offer a wide range of personal and property insurance products. They can also provide profitable access to a variety of wealth management products and services — all tailored to the needs of professionals at every stage of their career and life.

Today, several groups of professionals call on us to offer association insurance to their members. Along the way, we have also earned the support and respect of the strongest and most reputable insurers, which allows us to offer the best products and personalized solutions. Our team of advisors ensures you an unparalleled customer experience, with expertise and integrity.

Protecting the professional and personal lives of our clients is the challenge we have taken up for more than 40 years. In 2020, all the groups served by Sogemec Assurances totalled more than 19,000 policyholders.

Partners

Respected partners, a trusted reference

Sogemec Assurances is proud to have acquired the trust of many professional associations over the years. The negotiating power held by our unique network in Quebec allows us to design, negotiate and offer superior products and expert services.

Shareholders

Fédération des médecins spécialistes du Québec (FMSQ), since 1978

Fédération des médecins omnipraticiens du Québec (FMOQ), since 2023

Corporation de service des notaires du Québec (CSNQ), since 1992

Partners

Fédération des médecins résidents du Québec (FMRQ), since 1993

Fédération médicale étudiante du Québec (FMEQ), since 2004

Médecins francophones du Canada (MFC), since 2006

Association des jeunes notaires du Québec (AJNQ), since 2021

Affiliate company

Financière des professionnels

Financière des professionnels

Affiliated company of Sogemec Assurances and a subsidiary of the FMSQ, FDP has developed a variety of wealth management products and services that are fully adapted to your profession and your stage of life. Targeted on your objectives, their personalized support allows you to benefit from the experience and know-how of its specialists. To learn more and get in touch, visit their website.

Careers

Join our team!

Sogemec Assurances is a subsidiary of Fédération des médecins spécialistes du Québec with Corporation de service des notaires du Québec as a shareholder. We are a financial services firm specializing in the promotion and management of group insurance plans with several professional associations in Quebec.

Would you like to join a dynamic organization offering competitive compensation? Send us your CV to get to know us better. If we do not have an open position, your CV will be kept in our candidate database and treated confidentially.

Send your resume to: .

Feedback

We’re always listening!

Feel free to send us your feedback, express your appreciation or let us know your dissatisfaction by completing this form.

Privacy policy

Sogemec Assurances undertakes to respect your privacy. Protecting your privacy and maintaining the confidentiality of your personal information is important to us.

This policy describes how Sogemec Assurances collects, uses, communicates and protects your personal information. Our practices with respect to your personal information comply with the Loi sur la Protection des renseignements personnels dans le secteur privé du Québec as well as other applicable laws and regulations. This policy does not apply to information that does not constitute “personal information” within the meaning of applicable privacy laws.

Liability

Sogemec Assurances is responsible for the protection and security of the personal information in its possession. All of our employees are required to protect the confidentiality of the personal information to which they have access and have signed a commitment, upon hire, which prohibits the disclosure of client information to unauthorized persons.

Person responsible for the privacy policy and protection of personal information

Sogemec Assurances inc.
Chantal Aubin, President and Chief Executive Officer

2, Complexe Desjardins
East Tower, 20th floor
P.O. Box 217 Desjardins Station
Montréal (Québec) H5B 1G9

514-350-5070

Collection of personal information

The personal information we collect about you is used to establish your identity and to prevent or detect fraud. We only collect the information necessary for the purpose of managing the file to the extent permitted by law.

As soon as you access the Sogemec Assurances website, as is the procedure for most websites, certain information that does not allow you to be personally identified is collected automatically. This includes, in particular, the country from which you access the site, the domain name and the IP address with which you access the site, as well as the type of browser and the operating system you use. Sogemec Assurances uses this information strictly for statistical purposes to analyze traffic to its website and to enable it to improve the visitor experience.

Cookies

Sogemec Assurances may use “cookies” to measure traffic to its site and to personalize your future use. This harmless technology is widespread on the Internet. It can in no way transmit computer viruses to your computer or allow you to be identified. You can refuse cookies at any time by simply modifying your browser’s configuration. If you refuse cookies, you will still have access to the site, but your navigation may be affected and you may not be able to take advantage of certain services if your acceptance is required.

Consent

Sogemec Assurances is required to obtain your consent before disclosing personal information about you. Under no circumstances do we sell or share personal information with other companies. However, we share your information with our partners for the purposes of administration, underwriting and acceptance of your insurance application.

Accessibility

You can access the personal information we have in your file upon request. You may consult and, if necessary, modify your file at any time by contacting us.

Accuracy of information

We make every effort to maintain the accuracy of your personal information and to ensure that it is complete and up-to-date. We generally rely on you to keep the information up-to-date, for example by providing us with your new address when you move, and other contact details. If you find any errors in our information or if information about you changes, you must notify us immediately so that we can make the necessary modifications. Just contact us at 514-350-5070 or 1-800-361-5303, or by email at

Security measures

We use appropriate security measures to protect your personal information from misuse or dissemination.

Legal notices

Please read the Terms and Conditions of Access and Use of the Sogemec Assurances website before browsing it. Accessing this site and browsing it constitutes that you agree and accept the Terms and Conditions related to its use. Otherwise, please stop visiting this site.

Accuracy of information

Sogemec Assurances undertakes to provide accurate and quality information. However, the information contained on this site is presented for informational purposes only. In the event of discrepancies between Sogemec Assurances’ policies and the information contained in this site, the Sogemec Assurances’ policies prevail. Sogemec Assurances reserves the right to modify the information on the site at any time and without notice.

Reproduction and references

It is prohibited to sell, distribute, publish, display, modify, copy, reproduce or reuse the content of this site in any way, including without limitation the text, images or any other document without having obtained the Sogemec Assurances’ written permission. It is also forbidden to create hyperlinks to this site or to use this site in any way whatsoever without having obtained Sogemec Assurances’ prior written consent.

Copyright

The content of this site is protected by copyright laws and may not be used for commercial purposes without Sogemec Assurances’ written permission. Without limiting the foregoing, images or locations displayed on this site are the property of, or are used with permission by, Sogemec Assurances. The use of these images by another party is prohibited unless they have previously paid the copyright.

Limitation of liability

Sogemec Assurances does not in any way guarantee that the information or material consulted directly on the site or through the suggested links will be without interruption, error, imperfection, virus or any other dangerous component, or that if such problems were discovered, that they would be corrected.

Modification of the website’s terms of browsing

Sogemec Assurances may, at any time, change the terms relating to the browsing of its website, by updating this text. The user of the website is responsible for consulting this agreement in order to be aware of recent updates. Sogemec Assurances may, at its discretion, modify, suspend, cease or restrict the use of any portion of its site at any time without notice or without liability.

Jurisdiction

This agreement is governed in all respects by the laws in force in the province of Quebec. Any dispute relating to its interpretation, application or execution must be settled by the competent courts residing in the province of Quebec.

Retirement

The hour of retirement will soon ring? It is recommended to prepare well for this brand-new stage of life. As a general rule, the following coverages must be considered and adjusted:

Disability:
Disability insurance is salary insurance. If you work less or stop working, it is normal to adjust your coverage. Have you achieved financial independence and are still working? Maybe you just don’t need that coverage anymore.

Overhead:
During retirement, it is important to quickly notify your advisor to stop this coverage.

Travel insurance:
If you are thinking of taking advantage of retirement to travel, good travel insurance will be necessary. Contact us to plan the transition and choose the product that will best meet your needs.

Life insurance:
With retirement, do your coverages still meet your needs? Is your beneficiary designation up to date? Retirement is a good time to review your life insurance coverage in general.

The purchase of an annuity
Do you want a portion of your retirement income to be guaranteed? The purchase of an annuity allows you to receive a fixed amount for a determined period of time or throughout your retirement. The amount of the annuity will be determined by the amount you can invest, the length of the payments and the interest rates offered at the time of purchase.

You wish to find out more? Ask us for advice.

Speak with an advisor

Private Management

You work hard to succeed, don’t let a lack of personal and business financial planning put your wealth and the safety of your loved ones at risk. A highly personalized experience, private management is both a tool that protects… and pays off!

You wish to find out more? Ask us for advice.

Speak with an advisor

Since its creation in 1978, Sogemec Assurances has worked in close collaboration with the team of its affiliated company FDP Gestion Privée, which has developed a variety of wealth management products and services fully adapted to your profession and your stage of life. Targeted on your objectives, its team of specialists provide all the expertise and know-how you are looking for:

  • Advisors
  • Wealth managers
  • Tax experts
  • Notaries
  • Accountants

To learn more, feel free to ask your Sogemec Assurances advisor to connect you to or make contact directly by visiting their website.

Permanent Life Insurance

Your accountant has probably already warned you: growing wealth means higher tax rates and excess capital. Business owners are usually looking for solutions to manage the assets they have accumulated there. The wealthier people are, the more they become accustomed to a higher standard of living and the more they have to lose. Life insurance is a guarantee that serves to protect the investor’s lifestyle, no matter what the future holds.

By professionals for professionals

Without a financial security advisor to talk about insurance on your financial planning team, you are missing out on proven investment and tax strategies! At Sogemec Assurances, take advantage of the services of professionals with all the essential expertise to help affluent investors protect their assets, as well as preserve and maximize the value of their heritage. That way, you will be able to make your own informed decisions.

 A tool to grow your capital

Term life insurance is a recognized tool for covering your short-term needs such as a mortgage, but what about your very long-term life insurance needs (known as estate)?

The amount of insurance you need to protect your wealth may be more than you think. That’s why it’s important to include a financial security advisor on your financial planning team, at the risk of missing out on highly profitable investment and tax strategies. It is just as essential to carry out an analysis of your needs and objectives to put in place the appropriate insurance solutions.

You wish to find out more? Ask us for advice.

Speak with an advisor

Cyberrisk Insurance

More than ever, cyber risks or cyber threats are making headlines and for good reason! These IT security risks are multiple and as difficult to avoid on a daily basis as to overcome in the long term: phishing emails, viruses and malware lurk at every turn. Cybercriminals can exploit a loophole to gain access to your information and that of your patients. In a medical context, the risk is untenable. As soon as your practice uses the Internet in the course of your activities, the reality is that you’re already living with such risks.

Why insure against cyber risks?

For a medical practice, any security breach has potentially catastrophic consequences. You may suffer significant financial losses, see your activities completely disrupted and lose the aura of security essential to the medical profession. Despite all the cybersecurity tools available to companies, current events show that the risk still exists. Hence the importance of insurance coverage to limit your losses and the impact of a cybercriminal act on your patients.

You wish to find out more? Ask us for advice.

1 866 350-8282

CYBERUN – Your ally in the event of a computer attack

 Imagine this scenario: Your practice is the victim of a hacker who infects the computer system using a computer virus. This virus makes it impossible for doctors to access patient records, in addition to partially erasing certain data. This attack also affects all the activities of the clinic, which is no longer able to confirm or make appointments with patients.

In such a case, the Cyberun guarantee helps you ensure the continuity of your activities if you suffer financial losses following a computer attack. Such an attack can disrupt the operation of your business by causing damage to your data, operating systems and software.

This coverage will cover, among other things:

  • Support services offered by companies with expertise in the field of information and communications technologies
  • Cost of replacing lost or corrupted data
  • Costs for restoring systems or reinstalling computer programs and removing any malicious code
  • Operating losses and additional costs incurred during the period when the recovery of data and computer systems will take place

We help you restore your identity

Unfortunately, as a practice owner, you can also be a victim of identity theft. Identity theft is the fraudulent use of personal identification information that may be used to commit criminal acts, illegally establish credit accounts, secure loans or enter into contracts.

For example, let’s say that a few months after losing your wallet during a trip to Toronto, you were denied a credit application for reasons that do not correspond to the health of your financial situation. With the identity restoration guarantee, benefits include among other things:

  • Telephone assistance service
  • The assistance of a professional in identity restoration who will guide you through all the stages of the process
  • Reimbursement of certain fees (e.g. fees related to credit agency reports)

Business Expense Insurance

Business expense or office overhead insurance is an important coverage that will help you pay your fixed costs according to the insured amount and the indemnity period you have chosen. From your employees’ salaries to your rent, electricity bills and more, avoid the negative impacts of an illness or injury that could prevent you from working for a few months. That way, you can take care of your recovery worry-free!

Did you know that business expense or office overhead insurance premiums are tax-deductible business expenses?

Choose this type of coverage to protect your future and your employees in every way:

  • Employee salaries
  • Rent
  • Public services and utilities
  • Professional membership fees
  • Equipment depreciation
  • And more!

You wish to find out more? Ask us for advice

Speak with an advisor

Are you a practice or clinic owner? Have you thought about protecting yourself in case of civil liability, fire or theft? Click here to learn more.

Commercial Insurance

Your clinic is more than a workplace, it’s the investment of a lifetime. Protect your business, the crown jewel of your success, with commercial insurance products designed specifically for all types of contingencies. If your clinic is the victim of theft, disaster or other damage, what personalized coverages will come to the rescue?

You could also become suddenly disabled for an indefinite and uncontrollable period. Who will fulfill your financial and other obligations? For full coverage, ask us about office expense insurance and don’t let unwelcome surprises put you at risk of bankruptcy or the like.

Take advantage of business insurance created specifically for you by professionals who understand your business realities and needs: your own Federation!

We take care of your business

As the owner of a medical practice, your responsibilities are unique to your profession. Our coverages are too. Sogemec Assurances commercial insurance plans are adapted to your professional situation and can cover, among other things:

  • Warranty extensions for vaccines and medicines
  • Valuable documents and archives: basic coverage of $50,000 (or more upon request)
  • Portable equipment: $25,000 (without limitation per item)
  • Liability insurance
  • All-risk insurance with replacement cost
  • The actual loss of revenue from your business

You wish to find out more? Ask us for advice

1 866 350-8282

St-Jean-Baptiste holiday
For the St-Jean-Baptiste holiday, we inform you that our offices will be closed on Monday, June 24, 2024.