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Life Insurance Donation

Use your life insurance to give back.

You don’t need to be wealthy to become a benefactor for a charity that is close to your heart.

You already support causes that truly need it and wish you could do more? Or maybe you have a limited budget to help as much as you would like to? By using your life insurance to give back, you can continue to make a difference according to your deepest values—today and after.

Your life insurance: A powerful and generous tool

Don’t wait to do good! You can make a charitable gift within your means, whether by using your current life insurance policy, transferring a policy you no longer need, or even purchasing a new one. It’s easy: in all three cases, you just need to name the charity of your choice as the beneficiary.

There are numerous tax and other benefits associated with donating life insurance. By naming a registered charity as your beneficiary:

  • You receive an immediate tax credit with every monthly or annual premium.
  • You increase the value of your legacy compared to many other investment types.
  • You reduce estate settlement costs and potential tax burdens.
  • You protect your gift from creditors and challenges.
  • You ensure your wishes are respected by your estate.

And any charity registered with the Canada Revenue Agency is eligible! You can choose an organization that reflects your priorities and interests, for example:

  • Health and medical research, including the FMSQ Foundation
  • Educational institutions, such as your alma mater
  • Environmental protection
  • Amateur sports associations
  • Hunger and poverty relief organizations
  • Arts and culture initiatives, and more

Even though your gift will be received later, your generosity will be recognized today!

We are one click or phone call away to chat about it!

Speak with an advisor

Do you know the FMSQ Foundation?

Created in 2012, the Fondation de la Fédération des médecins spécialistes du Québec is dedicated to improving the lives of family caregivers throughout Québec in tangible ways by financially supporting respite projects such as emergency services, supervised care, and household help.

With very few organizations devoted exclusively to caregivers, donors to the Foundation can take pride in their impact! To learn more about this Foundation, visit the website here (French only).

Espace client Forms & documentation

Quick, direct and practical! Access all our forms and brochures in one place.

"Enjoying a strong partnership since 2004, the FMEQ is pleased to be associated with Sogemec Assurances. Sogemec Assurances is more than professionals who provide insurance products, it is a partner in financial education allowing you to establish solid foundations for your future practice. While we learn to take care of others, they are there to take care of us."

Fédération médicale étudiante du Québec

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