Critical Illness Insurance

No more financial worries during your recovery!

One less worry! During your convalescence, here's an insurance that protects you from A to Z.

Some disabilities are due to serious illnesses, unexpected by their very nature and often long to overcome. But did you know that there’s a special protection to help you cope? Our critical illness insurance provides for the payment of a lump-sum benefit which, in the event of a setback, will provide you with valuable financial assistance to cover the costs associated with your illness. Finally, some peace of mind so that you can concentrate on what matters most: your recovery!

Diseases covered

The illnesses covered by insurance contracts can vary between 3 and 30 illnesses depending on the insurer. However, three of them represent more than 80% of the claims: stroke, heart attack and cancer. For the list of covered illnesses, talk to one of our advisors!

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Q&A: How this coverage works

Did you know that...

Illnesses included in insurance contracts can vary between 3 and 30 illnesses depending on the insurer. However, three of them account for more than 80% of claims, i.e. stroke, heart attack and cancer.

Calculate your needs

Use our handy tool to calculate the amount of critical illness insurance you need.

SOGEMEC Calculator


Espace client Forms & documentation

Quick, direct and practical! Access all our forms and brochures in one place.

"Enjoying a strong partnership since 2004, the FMEQ is pleased to be associated with Sogemec Assurances. Sogemec Assurances is more than professionals who provide insurance products, it is a partner in financial education allowing you to establish solid foundations for your future practice. While we learn to take care of others, they are there to take care of us."

Fédération médicale étudiante du Québec

Easter Holiday
For the Easter holiday, we inform you that our offices will be closed on
Friday, April 18 and Monday, April 21, 2025.
We wish you a Happy Easter!