Automobile Insurance

Take to the road with total assurance

Drive with peace of mind and protections that fit your lifestyle

In addition to a full range of personal insurance products, your Federation in partnership with Sogemec Assurances offers you comprehensive and competitive automobile insurance. The strength of your group enables you to benefit from superior products and services at exclusive rates.

Some of our reassuring coverages:

Replacement cost – Protect your new vehicle against depreciation
Worry-Free Option® – This package provides the following coverage:

  • If you rent a car
    Up to $100,000 for damage to unowned vehicles
  • If your car is stolen or is off the road following an accident
    – Up to $1,500 for travel costs
    – Up to $750 for additional expenses if the loss occurs during a trip
  • If your car is a total loss or is damaged in a hit-and-run
    No deductible

Umbrella policy – Provides additional liability insurance for losses that occur anywhere in the world

You wish to find out more? Ask us for advice

1 866 350-8282

Please note that the plan offered by Sogemec Assurances is underwritten by The Personal Insurance Company. Certain conditions, exclusions and limitations may apply to the aforementioned offers. The terms and conditions relating to the coverages described are specified in the insurance contract, which prevails at all times.

Worry-Free OptionTM is a registered trademark of a company affiliated with The Personal Insurance Company.

Did you know that...

Sogemec offers doctor-exclusive protections when you rent cars while travelling in the South or in Europe. Take advantage of the Umbrella Protection when you also insure your home with us!


Are you a practice or clinic owner?

Have you thought about protecting yourself in case of civil liability, fire or theft? Click here to learn more.


Fédération des médecins spécialistes du Québec
Did you know that Sogemec Assurances is a subsidiary of your Federation?

"Your professional and personal needs evolve during your career and your life. Our association’s bargaining power enables us to design and maintain superior quality products and services."

— Dr. Vincent Oliva, FMSQ President

Holiday Season
Be mindful of our office closing times for the Holiday Season:
from 24 to 26 and 31 December as well as 1 and 2 January.
We wish you a happy holiday season and a happy new year 2025!